Credit repair  ·  Business funding  ·  ITIN & SSN

Your credit report
is a to-do list.
We work through it.

Upload your report. Every negative item gets flagged, every dispute letter drafted, and your business funding roadmap laid out — whether you have an ITIN or an SSN. No consultant, no guesswork.

Analyze my report →

Free. No account required. Results in ~30 seconds.

Three steps, no guesswork

CreditPath replaces the manual work a credit consultant charges $150/hr to do.

01

Upload your credit report

Pull your report from any bureau — Experian, Equifax, TransUnion. CreditPath reads every line: accounts, balances, payment history, public records, inquiries.

02

Get every problem flagged

Collections, late payments, charge-offs, errors, hard inquiries — each one identified and paired with a ready-to-send dispute letter tailored to that specific item.

03

Follow your funding roadmap

See which business funding options your current profile qualifies for — SBA loans, lines of credit, net-30 accounts — and exactly what to fix to unlock the next tier.

Who uses CreditPath

Built for anyone navigating the U.S. credit system without a clear roadmap.

ITIN Holders

Building U.S. credit without an SSN

You have an ITIN and a business, but the U.S. credit system wasn't designed with you in mind. CreditPath maps a practical path from thin file to a fundable business profile.

SSN Holders

Negative marks dragging your score

Collections, late payments, charge-offs, reporting errors — CreditPath identifies every item that can be disputed and writes the letters, bureau by bureau, automatically.

Business Owners

Applying for funding and getting denied

Lenders have specific criteria. CreditPath tells you exactly why you're being denied, what profile changes you need, and which products you already qualify for today.

Done with consultants

Paying $150/hr to have someone read a PDF

Credit consultants do one thing: read your report and suggest dispute letters. CreditPath does the same work in minutes, without the retainer or the upsell.

Know your number.
Fix what's dragging it down.

Upload your report. Get every negative item flagged, every dispute letter drafted, and your business funding roadmap — in about 30 seconds.

Analyze my report →